insurance Tag

Pedestrians and Car Accidents

While pedestrians are not always blameless, the primary cause of most pedestrian accidents is the carelessness of the driver. The driver has an obligation to drive their car in a safe manner and it is important that they take pedestrian safety seriously. Drivers commonly fail when it comes to this because they: Operate their vehicle while being under the influence. Text while they are driving or have other distractions. Perform a turn without looking for pedestrians Running a traffic light or street sign. Not yielding to right-of-way pedestrians At One Law Group in Beverly Hills, our team of personal injury lawyers understands the complexities of these laws and we have years of experience in dealing with insurance companies to negotiate the most suitable compensation amount for our clients. If you have been injured because of the negligence of another person or a company, you may be entitled to recover damages for your injuries. Pedestrian accidents generally occur when a person is hit by a car, truck or motorcycle. Pedestrian accidents happen very frequently in big cities because of a large number of roaming around the streets. Pedestrian accidents usually happen in or near a crosswalk are really common, driver responsibility does not...

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When Full Coverage Isn’t Full Coverage

hen Full Coverage Isn't Full Coverage

So, you’re driving your brand-new car after a heavy rain storm has rolled through. You make a sharp turn and end up sliding across the road due to an oil slick and smash into a barrier. Now it’s time to call a tow truck and get a rental because your car might be in the shop for a while. Luckily you have full coverage insurance…right? According to the Department of Motor Vehicles, the term “full coverage” does not actually mean full coverage. This term refers to the combination of collision and comprehensive. Collision insurance covers the damage to your and comprehensive car insurance pays for damage to your vehicle caused by covered events such as theft, vandalism or weather relate damage not related to an accident. Having a full coverage auto insurance policy doesn't necessarily mean that you have full protection for every situation. When you select a full coverage insurance plan, your policy will automatically be set to the lowest amount required, which varies from state to state. In certain circumstances, it could even mean you don't even have decent enough protection. It’s important to not rely on the generic “full coverage" policy and ask yourself what coverage best meet your needs....

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Cell Phone Uses Causes Thousands of Accidents a Year

The National Highway Transportation Safety Administration (NHTSA) reports that each year in the United States, car accidents related to cell phone use account for more than 200 fatalities and 500,000 injuries. NHTSA also reports that cell phone use causes one out of every four car accidents. In addition to talking and texting, taking photos, watching videos, and looking at GPS are becoming more and more distracting. It can take less than a second for an accident to happen. Basically, a driver is so distracted by their phone that they fail to hit the brake or move out of the way of other cars. BAM! It’s obvious that driving with one hand significantly lowers the driver’s ability to drive, especially in conditions that need require full control steering wheel, like driving on the freeway or in traffic. According to the Association for the Advancement of Automotive Medicine, all 50 states in America enforce an obligation on every driver to other drivers who share the road, which is to look out for the safety and welfare of every other driver. By intentionally engaging in distractive conduct by using their cell phone, the driver violates his duty of care to other drivers. At One...

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